Suppose you are happily married to a Mr. Save for a Rainy Day type.
Suppose Mr. S.F.A.R.D. came to you last year with a proposal to
have the house paid off in full in a short amount of time.
Suppose his plan made sense to you.
Therefore you agreed to give up trips to Maui, new appliances, and the dream of beautiful, white plantation shutters. Oh the shutters, the shutters.....
Anyway, continuing on with this most hypothetical situation, you go along with the savings plan.
It's not that much fun.
But being the friendly, agreeable type that you are, you smile and give Mr. S.F.A.R.D. a pat on the back when he proudly shows you the growing balance in your savings account.
Things are fine until one day when you happen to be reading the blog of a friend who is having a little remodeling done on her house. She casually mentions that she is having her shiny brass door knobs changed out for a more current, stylish look.
Your heart starts to covet.
You have disliked your own shiny brass door knobs for a very long time.
You start imagining your door knobs looking something like this:

You find yourself dreaming about the knobs. They become foremost in your mind.
You approach Mr. S.F.A.R.D.
You present your case.
After all, it is knobs you're talking about here.
NOT shutters, for Pete's sake.
He listens.
He pauses.
He listens.
He pauses.
Then he does exactly what all good husbands do, he agrees!
He gets the name of a contractor.
The contractor comes. He counts the doors. You pick out the door knobs of your dreams!
All is well until you get the quote....
$1,000.00 just for the knobs!
Not to mention the hinges, towel racks, shower frame and light fixtures that now must accompany the new knobs.
Mr. S.F.A.R.D. wants you to be happy so he encourages you to just pay the money and make the changes.
You can't get yourself to feel completely comfortable with that decision.
You think about it.
You think about it some more.
You dream about it.
You dream about it some more.
Suddenly, a brilliant idea comes to you!
You jump in the car and drive to Home Depot!
You rush to the paint aisle.
There in a $6.00 can lies the answer to your problem....
a special paint made for metal!
You hurry home to experiment.
The conclusion? It works! It works!
You remove all the door knobs to spray them with several heavy coats of the $6.00 miracle.
You love the new look.
You start to get excited and a little carried away.
You begin taking down towel racks, light fixtures, anything that was shiny brass in a
previous life.

While the knobs are off, you decide to give the doors a crisp, clean coat of bright white paint.
Mr. S.F.A.R.D. is so impressed with your efforts, he encourages you to buy a few things to go with the lovely new look.
You choose a fancy new handle set for the front door.
How about one for the back door too.

And two new rocking chairs for the porch.

Wait! The French door off the kitchen is looking a little beat up. Order a new door.

You can't very well paint a ceiling fan. You need a new one. Oh and while the husband is installing one, he might as well install another one in son's room.

The new bathroom / bedroom needs a few accessories. About $300.00 should do it.


And new bedding is a steal at $200.00 with a Khols coupon.

Oh, and this time of year is perfect to invest in some new patio furniture because it is on sale and would look striking with the new back door that was just installed.
As you sit down to tally up the expenses in this purely hypothetical situation, you gasp.
You breathe deeply.
You wonder how to explain yourself to Mr. S.F.A.R.D.
Lucky for you, you married the most genuinely nice person you know.
He thanks you for all you've done, he hugs you and tells you how great the house looks.
You collapse into bed after a long week of work.
You curl up next to Mr. S.F.A.R.D.
You happily fall asleep in his arms....
and thankfully, there is nothing hypothetical about that.

























